The weather is warm, so you take a day off, pack up the family and start heading for the ocean. You swear you can hear the waves and smell the salty air. But before you can even get on I-476, you get t-boned coming out of your favorite hoagie shop. Your tastykakes are smashed, your soda is on the floor and suddenly, you can feel a searing pain in your neck.
It may seem like a minor accident, but that doesn’t mean you haven’t been hurt. Soft-tissue injuries are not only some of the most difficult injuries to assess, they are also some of the most difficult ones to treat. Your insurance company may not want to pay for more than a few chiropractic appointments and a massage, but is that enough to take care of a neck injury?
How much will my insurance company cover?
No insurance company wants to pay for more treatment than you need. And fair is fair, they shouldn’t have to. But you’ve paid your premiums faithfully for years and when it comes time to use your benefits, your body will thank you for getting all the treatment that you need. After all, there is no reason you should foot the bill years down the road for an accident your insurance should cover today.
Even small accidents can cause some serious damage–there needn’t be high speeds and totaled cars involved. Low-speed collisions can result in significant physical ailments, including:
•· Back pain
•· Neck pain
•· Muscle soreness
•· Torn or strained ligaments
What do I need to know?
All passengers in a car accident–including children who are in car seats–should be evaluated after a car accident. Only a physician can determine the nature and extent of your injuries. Even something seemingly minor can become a chronic issue if left untreated.
In addition to being evaluated by a doctor, consider calling an attorney who specializes in personal injury. These attorneys routinely work with insurance companies to ensure that any and all medical bills are paid–thereby reducing your stress, and allowing you the time you need to recover.