Suffering an injury in a work accident is never easy, especially when it comes to dealing with the aftermath. Understanding the correct steps to take following a workplace injury in Pennsylvania is a big part of ensuring you receive the compensation and care you deserve. Take a minute to learn the steps you should follow after a work-related accident in Pennsylvania to maximize your chances of getting the best outcomes possible.
Immediate Actions to Take After an Injury
When you find yourself in the aftermath of a Pennsylvania workplace injury, your first priority should always be your health. Having a clear idea of the immediate actions to take can make a significant difference in your outcomes.
Seek Medical Attention
The first thing to do after an injury is to seek medical attention. Regardless of how minor the injury may seem, you must ensure you’re physically okay, as some injuries may not manifest immediate symptoms. A medical professional will provide an official diagnosis and administer appropriate treatment.
Report the Injury Promptly
Report the injury to your employer as promptly as possible. Provide them with a comprehensive account of the incident, ensuring you include all relevant details. This notifies them of your injury and opens the path to initiate a workers’ compensation claim.
Gathering Documentation
An often overlooked step in the aftermath of an accident is documenting everything you can about the incident. Having thorough and complete evidence of what happened can go a long way toward a favorable outcome.
Collect Relevant Information
The more evidence you can gather, the stronger your case will be. This includes medical records that outline the extent of your injuries and any necessary treatment, accident reports detailing how the incident occurred, and witness statements to corroborate your account.
Maintain Detailed Records
Keep a detailed record of everything related to your injury and treatment. Make a note of medical costs, lost wages, and even travel expenses for medical appointments. These records can serve as tangible proof of the financial impact of your injury.
Understanding Your Rights as an Injured Worker
You need to know your rights in the aftermath of a Pennsylvania workplace injury. It’s much harder for people to take advantage of you and deny you the compensation you deserve if you’re informed of what the law has to say about your case.
Available Workers’ Compensation Benefits
Pennsylvania’s workers’ compensation system provides several benefits to injured workers. These can include medical expenses, wage losses, specific loss benefits for loss of use of a body part, and death benefits for fatal injuries.
Your Right to File a Claim
As an injured worker in Pennsylvania, you have the right to file a workers’ compensation claim. It is illegal for employers to retaliate against employees for exercising this right, so don’t let fear discourage you from pursuing your claim.
Filing Your Workers’ Compensation Claim
Filing a claim involves several steps, from submitting the necessary forms to your employer and ensuring they pass it on to their insurance provider. This includes Form LIBC-344, the Initial Report of Injury, and Form LIBC-362, the Statement of Wages.
Deadlines and Requirements
In Pennsylvania, you have 120 days from the date of injury to report it to your employer. Once reported, your employer has 21 days to accept or deny your claim. Understanding these timeframes and requirements can help ensure your claim progresses smoothly.
Seeking Legal Representation
In many cases, seeking professional legal advice can be beneficial. A workers’ compensation attorney can provide invaluable guidance throughout your claim process. They can help you understand your rights, ensure your claim meets all the requirements, and help you appeal if your claim is denied.
An attorney can ensure your rights are upheld and you receive fair treatment throughout the process. In addition, they can help you gather essential documents, file your claim, and represent you if your case goes before a judge.
Dealing With Insurance Companies
After you file your claim, you’ll need to interact with insurance representatives. Always be clear and precise when dealing with insurance representatives. Remember that they may not have your best interests at heart. Be wary of quick settlement offers, as these might not fully cover your expenses. Avoid providing recorded statements or signing any documents without legal counsel present.
What to Expect After Filing Your Claim
Once your claim is submitted, the review process begins. The insurance company will review your claim to verify the validity of your claim. This can result in approval, denial, or requests for further information. Once your claim is accepted, benefits usually begin within several weeks. If your claim is denied, though, you have 20 days to appeal.
Get the Compensation You Deserve Today
If you’re injured in a work-related accident in Pennsylvania, you need to know the steps to take and your rights. This will empower you to take control of the situation and ensure your needs are addressed adequately.
Contact the Law Office of Deborah M. Truscello for personalized guidance in the aftermath of a Pennsylvania workplace injury. Schedule a consultation by calling (610) 892-4940 today to discuss your specific case.
